If you don’t already have a date set for Valentine’s Day , don’t count on your good looks or material possessions to get you one. What potential partners really want to check out is your impressive credit score. The findings show that 58 percent of online daters say a good credit score in a potential partner is more attractive than driving a nice car , 50 percent say good credit is more important than an impressive job title and 40 percent said they favor good credit over physical fitness. It turns out it did. Plus, “driving a nice car doesn’t say whether you are paying for it, or what you’ve been doing in it or where you’re taking people in the car,” Helen Fisher , chief scientific adviser at Match. A nice car, a job title and physical fitness may say something about “who you are today,” whereas “a credit score says who you were yesterday, who you were 10 years ago … and who you’re likely to be tomorrow. That type of financial responsibility is a “very or extremely important” quality when looking for a partner, according to 69 percent of the survey respondents.
Being good with money will get you more dates than being hot, survey says
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Niem and his credit score dating site have been featured on NBC’s “The Today Show,” in addition to Fox, the New York Times, Reuters, ABC.
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Good looks alone may not get you a date on Valentine’s Day, but this might
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I will be discussing the on today’s relationships, life situations, self help, and She has invited her close friends on the show to give you some good helpful tips about dating and I will discuss 13 ways to help maintain a good credit score.
Others are more interested in another number. A high credit score can help predict whether someone is trustworthy. By showing an interest in these three digits, people are probably being smart rather than shallow, says Jeffrey Hall, associate professor of communications at the University of Kansas. What people do and say in the early days of dating might have an impact later on. People are combining their finances when they marry, after all, and that can impact their future happiness.
Also see: Americans will talk about sex and infidelity before they talk about this…. Low credit scores can deny one access to a mortgage or increase the costs of credit by thousands of dollars, says Stephen Brobeck, executive director of the Consumer Federation of America, a consumer advocacy group.
Credit Score Dating
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Subscribe today. In creating a dating profile, requires users to disclose where they For it’s survey, wanted to know if a bad credit score could hurt people’s chances of finding a partner.
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In What World Is Credit-Score Dating Actually a Thing?
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“That’s a new dating question,” said Oprah, “‘What’s your FICO score?"” CEO of , said that more users of the site today are.
You already know that credit scores hold the key to unlocking better interest rates for borrowers, lower premiums from insurance companies and even job offers from many employers. Most credit rating lenders now offer you your real FICO credit score for free. But have you ever wondered exactly what info goes into your score? Keep a low credit boyfriend rating.
Doing so only reduces your available credit. Make sure different types of credit make up your credit mix. But avoid store cards at all apps! Loosen up! And Lane has learned to be thriftier. That means you have one central household account that each person rates every credit period or every month to pay basic partner expenses. Then you also each have your own money to spend how you wish on everyday rating. Another approach for couples that Clark rates about is setting a floor rating of boyfriend so you can each have discretionary money.
So above all, the 1 rule of handling money once a relationship is to have a budget and stick to it.
Perfect 10? Never Mind That. Ask Her for Her Credit Score.
Now, a new analysis from researchers at the Brookings Institution, the Federal Reserve Board and UCLA suggests credit scores may also offer important insight when it comes to long-term relationships. You may already be familiar with credit checks when you get a mortgage, buy a car or apply for a job. But can a financial grade really predict matters of the heart? A person who fulfills his financial commitments — like repaying a loan — may be equally serious about his commitment to be faithful and supportive of his spouse.
So there’s this new site called It turns out this credit score and dating thing is not just a fad. Check it out today!
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Yesterday while you were preparing to mix a can of tuna into a pot of Kraft mac and cheese the New York Times was fixing to ruin your resolution to Not Die Alone. According to the paper of record, actual human beings are basing their physical and emotional attractions on the arbitrary calculations of credit bureaus. The news is so shocking, one wonders why they sat on the story until Christmas Day!
Niem and his credit score dating site have been featured on NBC’s “The Today Show,” in addition to Fox, the New York Times, Reuters, ABC and many more.
Even Cupid wants to know your credit score, stated an article in NY Times. Credit scores are derived from a complex formula that weighs factors such as outstanding debt, payment history and new credit lines. For many singles, bad credit can be a deal breaker when finding love. Most respondents also say money management skills are just as important as looks when deciding whether someone is worth pursuing.
Within the last 6 years, dating based on financial stability and credit score ratings has become very popular in the American culture. Founder, Niem Green, saw a gap in the dating industry and the idea that credit scores are an indicator of how well someone handles commitment and honors agreements led to the creation of this online dating site. When the site first launched in , most of the members were in their 40s and, according to Green, often had relationships end because of financial issues.
Following the financial crisis, the site experienced a surge in membership and a decline in the average age of members. National and International media coverage.
No money, no honey? Credit score now the #1 factor in dating
As she nibbled on strawberry shortcake, Jessica LaShawn, a flight attendant from Chicago, tried not to get ahead of herself and imagine this first date turning into another and another, and maybe, at some point, a glimmering diamond ring and happily ever after. After all, he was tall, from a religious family, raised by his grandparents just as she was, worked in finance and even had great teeth.
LaShawn, 31, said, recalling how the date this year went so wrong so quickly after she tried to answer his question honestly.
Fully 26 of the 41 dating apps they analyzed on the Android mobile platform had You can also get a free credit report summary on , expert numerous times on NBC’s TODAY show, NBC Nightly News, CNBC.
Read more: 8 ways to avoid surprise wedding costs. You already know that credit scores hold the key to unlocking better interest rates for borrowers, lower premiums from insurance companies and even job offers from many employers. Most credit card lenders now offer you your real FICO credit score for free.
But have you ever wondered exactly what info goes into your score? Keep a low credit utilization rate. Doing so only reduces your available credit. Make sure different types of credit make up your credit mix.